A Charlotte home warranty can help protect you by cutting the costs of major repairs and replacements on your home's appliances and systems.
Many people in Charlotte have made their dream of owning a home into a reality. However, as great as Charlotte can be, there are always added costs that come with owning a home, such as keeping your home's systems and appliances maintained.
Finding the right home warranty plan for your Charlotte home can be time-consuming, so our team at House Method did the research for you to help you find the best home warranty in Charlotte. Read on for our home warranty recommendations and find out which plan works best for your home.
When you're ready to purchase a home warranty, the first step is deciding what items you need coverage for. After that, you can compare plans and contact different home warranty providers for a free quote. Below are some tips on looking for a home warranty in Charlotte:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Charlotte residents. Choice has around 14 years of industry experience and in that time has built a an expansive network of service professionals in the country. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are comprehensive and offer both system and appliance coverage.
Choice Home Warranty has 2 plans that offer a combination of appliance and system coverage. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is lower than other providers in the Charlotte area.
To read more, visit ourreview of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out thisonline formor call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Charlotte, Select Home Warranty is the most cost-effective home warranty. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for you to choose from.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000.
To receive a free quote from Select Home Warranty, fill out thisonline formor call 888-370-3953. Read more by visiting ourSelect Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t provide coverage in Alaska
In Charlotte, American Home Shield is the most customizable home warranty. AHS has more than 25 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. AHS has 3 simple plans, making the selection process easy. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
Read ourthorough review of American Home Shieldto learn more. To get a free quote from American Home Shield, fill out thisonline formor give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Charlotte, The Home Service Club is the best home warranty with the quickest service. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
家Service Club offers 2 plans for Charlotte homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out thisonline formor call 800-750-9443. Read more by visiting ourdetailed review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
自由保护提供最值得信赖的hom回家e warranty in Charlotte. Liberty has been in the home warranty business for over 5 years. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to comprehend and offer a mix of both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Charlotte area.
Read ourreview of Liberty Home Guardto learn more. To receive a free quote from Liberty Home Guard, fill out thisonline formor call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
第一个美国家庭warr保修是最好的家anty for appliance coverage in Charlotte. First American has 2 simple plans, making the selection process quick and easy. If you're looking for very affordable and comprehensive appliance coverage, this is the home warranty for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally about $1,500 at the maximum.
To get a free quote from First American Home Warranty, you can fill out thisonline formor call 833-204-7164. For more information on this provider, read ourreview of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Charlotte. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
Read ourfull review of Cinch Home Servicesto learn more. To get a free quote from Cinch Home Services, fill out thisonline formor give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Charlotte
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty policy.
当一个设备或系统需要代表覆盖aired, you file a claim with your home warranty provider. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also pay your service fee. Once the repair person takes a look at the issue, they will handle it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty plan will cover home systems and appliances from normal wear . Appliances covered under a home warranty plan are typically the microwave, refrigerator, dryer, garbage disposal, dishwasher, and more. Systems that are covered usually include water heaters, plumbing systems, heating systems, electrical systems, and air conditioners. Add-on coverage options can vary by provider but commonly include things like a sprinkler system, central vacuum, septic system, plumbing stoppages, and second refrigerator.
Charlotte homeowners should know that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, cosmetic issues, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Charlotte's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending unexpected money out of pocket.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
Home warranties also have some downsides. Although it can give you less to worry about since the home warranty sends out a repair person who takes care of the repair for you, some people may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty companies let you select a contractor. Another thing to take into consideration is that some providers don't cover pre-existing problems and may require an inspection before your coverage can start. Ask the home warranty provider for clarification about these things if you aren't sure or if this is an issue for you.
Whether or not a home warranty is worth it ultimately comes down to your personal preference. Like any other kind of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty can save you a decent amount of money on home repairs and offer you peace of mind as a homeowner. When it comes to home warranty company choices in Charlotte, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty company in Charlotte is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, washing machines, garbage disposals, dishwashers, electrical systems, sump pumps, heating and cooling systems, plumbing, and water heaters, among others. Some plans also offer coverage for roofs, ceiling fans, garage door openers, and pools. A home warranty can help you save money if these items break down unexpectedly.
A home warranty covers the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or dishwasher, unless the damage is a result of a natural disaster.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
Many homeowners find a home warranty is a good investment because it can help protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, a home warranty can help. One of the big positives of a home warranty is that it can give you some financial peace of mind.
Get yourfree quotefrom a company that protects Charlotte homes.